Archive

There’s been broad support for Santander’s decision that Universal Credit will be considered an acceptable form of secondary income for mortgage...

Fewer people are concerned about paying their mortgage and fewer believe mortgage affordability is a barrier to home buying.  That’s the verdict...

Respected estate agency and property consultancy Savills is warning that house prices may dip in 2024. In the run-up to Christmas it...

There’s been a sharp decline in household financial confidence in the UK according to the latest UK Finance sentiment survey. The Q3...

A digital mortgage broker has launched an online tool aggregating data from over 50 Buy to Let lenders to calculate what...

Two prominent UK house builders have warned of sharply reduced volumes in the next year or so as buyers struggle to...

Brokers are warning that dramatic council ‘effective bankruptcies’ will increase local residents’ tax bills and so hurt mortgage affordability. This follows the...

Research published by the Home Builders Federation shows that the new homes owners will save an average of £135 on monthly...

A recent change in mortgage rules that required lenders to check whether homeowners could afford repayments at higher interest rates has...

Mortgage borrowing in the UK has now reached its highest level since 1993, with home buyers looking to make the most...

The implementation of General Data Protection Regulation (GDPR) in May 2018 offers significant benefits for advisers, according to The Society of...

Mortgage affordability is increasing for first-time buyers, home movers and remortgagors, according to the latest index from Mortgage Advice Bureau (MAB). The...

A leading buy-to-let broker has partnered with a new lender to improve its selection of offerings. Commercial Trust has added Vida Homeloans...

First-time buyers applying for their first mortgage lack knowledge about the application process and risk being rejected as a result. Almost half...

The Mortgage Credit Directive (MCD), could bar accidental landlords from switching to cheaper mortgage deals on affordability grounds. Many could be told they...

Two thirds of potential homebuyers have been left in the dark by new mortgage affordability rules, research reveals. Some 35% of potential...

The salary of the average homebuyer fell 16% year-on-year in June to £34,584, as improved mortgage affordability boosted lower income borrowers. The...

Mortgage affordability for people who want to buy a home has hit its highest level for six years. Just one in three...

Barclays has decided to include annual bonus income in mortgage affordability calculations for clients who meet its minimum basic income criteria. The...

Improve mortgage affordability is helping borrowers on lower incomes to climb the property ladder. Mortgage applications surged 18% in March in response to...